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# Welcome

> Complete implementation guides for Coinflow checkout, payouts, subscriptions, and marketplace solutions

## Welcome to Coinflow

Coinflow is a complete payment infrastructure platform that enables businesses to accept both traditional payments (cards, bank transfers) and crypto payments, with instant USDC settlement. Our platform handles the complexity of payment processing, fraud protection, and crypto infrastructure so you can focus on building your product.

**New to Coinflow?** Start with our [Getting Started](/guides/checkout/implementation-overview/getting-started-with-implmentation) guide to set up your account and make your first integration.

## Core Features

Accept credit cards, ACH, SEPA, and crypto payments with instant USDC settlement to your preferred destination.

Send funds to users via bank transfers, cards, or crypto wallets with flexible settlement options.

Create and manage recurring payment plans with support for multiple payment methods and billing cycles.

Build multi-sided marketplaces with split payments, escrow, and automated seller payouts.

## Implementation Paths

Choose the integration method that best fits your use case:

The fastest way to get started. Generate a hosted checkout URL and redirect your users - no frontend code required.

**Best for:**

* Quick integrations
* Simple payment flows
* Minimal development resources

[View Checkout Link Guide](/guides/checkout/implementation-overview/getting-started-with-implmentation)

Embed Coinflow's pre-built UI components directly in your React application for a seamless user experience.

**Best for:**

* React applications
* Custom branded experiences
* Embedded payment flows

[View SDK Documentation](/guides/developer-resources/checkout-implementation/developer-react-environment-properties)

Full control over the payment experience with direct API access. Build completely custom UIs while leveraging Coinflow's infrastructure.

**Best for:**

* Custom payment UIs
* Mobile applications
* Advanced integrations

[View API Reference](/api-reference)

## Payment Methods Supported

Coinflow supports a wide range of payment methods across different regions:

| Payment Method           | Supported Regions                    |
| :----------------------- | :----------------------------------- |
| Credit Card / Debit Card | Global (except restricted countries) |
| Apple Pay / Google Pay   | Global (except restricted countries) |
| ACH                      | United States                        |
| SEPA                     | European Union                       |
| UK Faster Payments       | United Kingdom                       |
| PIX                      | Brazil                               |
| USDC & Crypto            | Global                               |

All payment methods settle instantly in USDC to your configured settlement location, regardless of how the customer pays.

## Settlement Options

Configure where you want to receive settled funds:

The simplest option. Funds are held in a non-custodial wallet. Perfect for getting started quickly.

[Learn more about Coinflow Wallet settlement](/guides/checkout/settlement-locations/settlement-to-coinflow-wallet)

Bring your own wallet on supported chains (Solana, Ethereum, Base, Polygon, etc.). Maintain full custody of your funds.

[Learn more about wallet settlement](/guides/checkout/settlement-locations/merchant-byo-wallet-settlement)

Settle directly to a smart contract for automated on-chain operations like NFT minting, token distribution, or DeFi protocols.

[Learn more about contract settlement](/guides/checkout/settlement-locations/settlement-to-contracts/settle-to-solana-contract/implement-settlement-to-solana-contract)

## Security & Fraud Protection

Strong customer authentication that shifts liability for fraudulent transactions to the card issuer.

AI-powered fraud detection that protects you from chargebacks with guaranteed coverage.

AVS checks to verify billing addresses and reduce fraudulent card transactions.

## Developer Resources

Receive real-time notifications about payment events, status changes, and settlement updates.

Test your integration safely with sandbox credentials and test payment methods.

Customize the checkout experience with your brand colors, logo, and styling.

Monitor transactions, manage refunds, and access reporting tools.

## Quick Links

**Need help?** Contact [support@coinflowlabs.app](mailto:support@coinflowlabs.app) for integration support.

* [How Checkout Works](/guides/checkout/checkout-overview/how-checkout-works) - Understand the payment flow
* [Settlement Locations](/guides/checkout/settlement-locations) - Configure where funds are sent
* [Common FAQs](/guides/getting-started/common-fa-qs) - Frequently asked questions
* [Error Codes](/guides/checkout/implementation-overview/errors/common-checkout-pay-in-errors) - Troubleshoot integration issues