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# Interac / EFT (Canada)

## Canadian EFT Payouts

Electronic Funds Transfer (EFT) is available for Canadian bank accounts.

### Implementation

When initiating a payout to a Canadian bank account, pass `speed = "eft"`.

### Requirements

* User must be verified with Canadian KYC
* User must have a linked Canadian bank account
* Account must be CAD-denominated

### Settlement Time

Standard delivery within 1-3 business days