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# Standard ACH

## Standard ACH Payouts

Standard ACH (Automated Clearing House) is available for US bank accounts with delivery within 2-3 business days.

### Implementation

When initiating a payout, pass `speed = "standard"` to use Standard ACH.

### Requirements

* User must be verified with US KYC
* User must have a linked US bank account
* Available to 100% of US depository accounts

### Settlement Time

2-3 business days