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GuidesRecipesAPI Reference
GuidesRecipesAPI Reference
  • Getting Started
    • Getting Started with Checkout
    • ACH Checkout
    • Card Checkout with Credits
    • Card Checkout
    • Direct USDC Settlement
    • Fiat/Crypto Pay-ins
    • Secure Marketplace Checkout
    • EVM Checkout
    • How to Enable Checkout with Credit Cards
    • Quick Start Marketplace Implementation
    • Payouts
    • Common FAQs
  • Checkout
    • Settlement Locations
    • Checkout Webhooks
  • Payouts
    • Payout Overview
    • What is a Payout
  • Subscriptions
    • Subscriptions Overview
  • Marketplaces
    • Marketplace Overview
    • How Marketplaces Work
    • How to Withdraw USDC
    • Countries Eligible for USDC Withdraw
    • Marketplaces Webhooks
    • Marketplaces Implementation
  • Developer Resources
    • Custom Branding
    • Checkout Implementation
    • Webhooks
  • Merchant Dashboard
    • Login & Account Access
    • Users and Roles
    • Rate Limits
    • Developer Contact
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On this page
  • Welcome to Coinflow
  • Core Features
  • Implementation Paths
  • Payment Methods Supported
  • Settlement Options
  • Security & Fraud Protection
  • Developer Resources
  • Quick Links
Getting Started

Welcome

Everything you need to integrate Coinflow's payment infrastructure
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🏦 ACH Payments

Documentation for merchants processing payments via ACH.
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Welcome to Coinflow

Coinflow is a complete payment infrastructure platform that enables businesses to accept both traditional payments (cards, bank transfers) and crypto payments, with instant USDC settlement. Our platform handles the complexity of payment processing, fraud protection, and crypto infrastructure so you can focus on building your product.

New to Coinflow? Start with our Getting Started guide to set up your account and make your first integration.

Core Features

Checkout & Pay-ins

Accept credit cards, ACH, SEPA, and crypto payments with instant USDC settlement to your preferred destination.

Payouts & Withdrawals

Send funds to users via bank transfers, cards, or crypto wallets with flexible settlement options.

Subscriptions

Create and manage recurring payment plans with support for multiple payment methods and billing cycles.

Marketplace Solutions

Build multi-sided marketplaces with split payments, escrow, and automated seller payouts.

Implementation Paths

Choose the integration method that best fits your use case:

Checkout Link
React SDK
API Integration

The fastest way to get started. Generate a hosted checkout URL and redirect your users - no frontend code required.

Best for:

  • Quick integrations
  • Simple payment flows
  • Minimal development resources

View Checkout Link Guide

Payment Methods Supported

Coinflow supports a wide range of payment methods across different regions:

Payment MethodSupported Regions
Credit Card / Debit CardGlobal (except restricted countries)
Apple Pay / Google PayGlobal (except restricted countries)
ACHUnited States
SEPAEuropean Union
UK Faster PaymentsUnited Kingdom
PIXBrazil
USDC & CryptoGlobal

All payment methods settle instantly in USDC to your configured settlement location, regardless of how the customer pays.

Settlement Options

Configure where you want to receive settled funds:

Coinflow In-App Wallet

The simplest option. Funds are held in a non-custodial wallet. Perfect for getting started quickly.

Learn more about Coinflow Wallet settlement

Your Own Wallet

Bring your own wallet on supported chains (Solana, Ethereum, Base, Polygon, etc.). Maintain full custody of your funds.

Learn more about wallet settlement

Smart Contract

Settle directly to a smart contract for automated on-chain operations like NFT minting, token distribution, or DeFi protocols.

Learn more about contract settlement

Security & Fraud Protection

3D Secure (3DS)

Strong customer authentication that shifts liability for fraudulent transactions to the card issuer.

Chargeback Protection

AI-powered fraud detection that protects you from chargebacks with guaranteed coverage.

Address Verification

AVS checks to verify billing addresses and reduce fraudulent card transactions.

Developer Resources

Webhooks

Receive real-time notifications about payment events, status changes, and settlement updates.

Testing & Sandbox

Test your integration safely with sandbox credentials and test payment methods.

Custom Branding

Customize the checkout experience with your brand colors, logo, and styling.

Merchant Dashboard

Monitor transactions, manage refunds, and access reporting tools.

Quick Links

Need help? Contact support@coinflowlabs.app for integration support.

  • How Checkout Works - Understand the payment flow
  • Settlement Locations - Configure where funds are sent
  • Common FAQs - Frequently asked questions
  • Error Codes - Troubleshoot integration issues