Debit Card Tokenization
This guide is meant to help developers who want to tokenize debit cards for payout flow.
Overview
Debit card tokenization is essential for implementing push-to-card payouts while maintaining PCI DSS compliance. Coinflow provides multiple tokenization methods depending on your platform and compliance requirements.
Note: This guide covers debit card tokenization for push-to-card payouts only. For credit/debit card tokenization for payments, see Implement Credit Card / Debit Card Checkout.
Tokenization Methods
Coinflow offers three approaches to tokenize debit cards, each suited for different use cases:
SDK-Based Tokenization
Recommended
Use the CoinflowCardOnlyInput component to securely collect and tokenize debit card details in your application.
Key Benefits:
- No PCI compliance requirements
- Available across all SDKs (React, Vue, Angular, React Native)
- Automatic card validation and security
API for Web Apps
For web applications requiring server-to-server tokenization. Requires proof of PCI DSS compliance.
Requirements:
- Valid Attestation of Compliance (AOC) document
- AOC reviewed by a QSA for service providers
- Merchant-specific or service provider AOC
AOC Examples:
- Merchant AOC Template
- Service Provider AOC Template
