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GuidesRecipesAPI Reference
  • Getting Started
    • Getting Started with Checkout
    • ACH Checkout
    • Card Checkout with Credits
    • Card Checkout
    • Direct USDC Settlement
    • Fiat/Crypto Pay-ins
    • Secure Marketplace Checkout
    • EVM Checkout
    • How to Enable Checkout with Credit Cards
    • Quick Start Marketplace Implementation
    • Payouts
    • Common FAQs
  • Checkout
    • Settlement Locations
    • Checkout Webhooks
  • Payouts
    • Payout Overview
    • What is a Payout
      • Getting Started
      • Bank Authentication UI
      • Debit Card Tokenization
      • API Integration
      • Coinflow Withdraw Component
  • Subscriptions
    • Subscriptions Overview
  • Marketplaces
    • Marketplace Overview
    • How Marketplaces Work
    • How to Withdraw USDC
    • Countries Eligible for USDC Withdraw
    • Marketplaces Webhooks
    • Marketplaces Implementation
  • Developer Resources
    • Custom Branding
    • Checkout Implementation
    • Webhooks
  • Merchant Dashboard
    • Login & Account Access
    • Users and Roles
    • Rate Limits
    • Developer Contact
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On this page
  • Overview
  • Tokenization Methods
  • Choosing the Right Method
PayoutsImplementation Methods

Debit Card Tokenization

This guide is meant to help developers who want to tokenize debit cards for payout flow.
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Overview

Debit card tokenization is essential for implementing push-to-card payouts while maintaining PCI DSS compliance. Coinflow provides multiple tokenization methods depending on your platform and compliance requirements.

Note: This guide covers debit card tokenization for push-to-card payouts only. For credit/debit card tokenization for payments, see Implement Credit Card / Debit Card Checkout.

Tokenization Methods

Coinflow offers three approaches to tokenize debit cards, each suited for different use cases:

SDK-Based Tokenization

Recommended

Use the CoinflowCardOnlyInput component to securely collect and tokenize debit card details in your application.

Key Benefits:

  • No PCI compliance requirements
  • Available across all SDKs (React, Vue, Angular, React Native)
  • Automatic card validation and security
API for Web Apps

For web applications requiring server-to-server tokenization. Requires proof of PCI DSS compliance.

Requirements:

  • Valid Attestation of Compliance (AOC) document
  • AOC reviewed by a QSA for service providers
  • Merchant-specific or service provider AOC

AOC Examples:

  • Merchant AOC Template
  • Service Provider AOC Template

Choosing the Right Method

Use CaseRecommended MethodPCI Compliance Required
Web applicationsSDK-Based TokenizationNo
Mobile applicationsAPI for Mobile AppsNo
Web apps with existing PCI complianceAPI for Web AppsYes