Payouts

💸 Payout Overview

Overview of how users can withdraw funds with Coinflow.

Overview

Coinflow withdraw enables your platform to pay out user’s balances, instantly! Making it easy to turn crypto into fiat payouts helps you pay out your customers faster, encouraging their return in the future. Best of all, you can use Coinflow payouts with your existing integration and avoid managing crypto wallets yourself: your platform’s funds remain in fiat and Coinflow handles converting funds to USDC or EUROe and paying out in fiat.

Our payout solution is connected to the U.S. and Euro Real-Time Payments networks, allowing users to withdraw their balances directly to their fiat bank accounts—instantly, 24/7/365.

Withdrawal Options

Withdrawing funds through Coinflow is straightforward and flexible. Users can withdraw in USDC or EUROe, with multiple speed options:

  • ACH (standard, same day): US users can be paid via standard or same day ACH to US bank accounts.
    • Same Day: Funds are received within 24 business hours.
    • Standard: Funds are received within 2-3 business days.
  • RTP: Real-Time Payments (RTP) is an electronic payment rail operated by The Clearing House that allows funds to be transferred almost instantly between bank accounts. US users can be paid instantly via RTP rails to US bank accounts.
    • Instant Payment: Receive your funds instantly, available 24/7/365.
  • Push-to-card: Move money in seconds. With push-to-card, funds are transferred instantly and securely to a debit card. Coinflow now supports payouts across the US, UK, EU member countries, and key global markets including Argentina, Australia, Brazil, Canada, China, France, Germany, India, Indonesia, Italy, Japan, Mexico, Saudi Arabia, South Africa, South Korea, and Turkey—with even more regions coming soon.
    • Instant Payment: Get paid instantly—anytime, anywhere. Available 24/7/365.
  • SEPA: EU users can be paid instantly via SEPA to EU bank accounts (IBAN).
  • UK Faster Payments: UK users can be paid instantly via UK Faster Payments to a UK bank account.
  • PIX: Brazilian users can be paid instantly via PIX to a Brazilian bank account.

📘 US Banks that are eligible for Real Time Payments (RTP)

Direct Bank Withdrawals

Direct Bank Withdrawals are currently only supported in select countries. Coinflow is continually expanding our banking partnerships. If a country is not listed, contact the Coinflow team at sales@coinflowlabs.app to request inclusion.

Supported Withdraw Flows

  1. Merchant Payouts

    • Funds are disbursed from a wallet owned by the merchant.

  2. User Self-Custodial Wallet Payouts

    • Funds are withdrawn from wallets owned by individual users.