Configuring Your Settlement Settings

Configuring Settlement Settings

Before implementing merchant payouts, you must configure how you want to receive settlement funds. Coinflow offers two options:

A hosted wallet solution managed by Coinflow with multiple funding options:

Advantages:

  • No wallet management required
  • No gas fees
  • Simple API integration
  • Multiple funding methods (USDC transfer or wire)

How to Configure:

  1. Log into your merchant dashboard
  2. Navigate to Settings > Withdrawals
  3. Select “Coinflow In-App Wallet” as your settlement method
  4. Contact Coinflow to receive your wallet address and funding instructions

Funding Your Wallet:

  • USDC on Solana: Send USDC to your provided wallet address
  • Wire Transfer: Request wire instructions from Coinflow

See full implementation guide →

Option 2: Bring Your Own Wallet (BYO)

Use your own USDC-compatible wallet as the source of funds:

Advantages:

  • Full control over your wallet
  • Direct blockchain access
  • Can use existing wallet infrastructure

Requirements:

  • Must maintain USDC balance
  • Must pay gas fees
  • Must manage wallet security

How to Configure:

  1. Log into your merchant dashboard
  2. Navigate to Settings > Withdrawals
  3. Select “Bring Your Own Wallet”
  4. Provide your wallet address

Supported Chains:

  • Solana
  • Ethereum
  • Base
  • Polygon
  • Arbitrum

See full implementation guide →

Settlement Comparison

FeatureCoinflow In-App WalletBring Your Own Wallet
Wallet ManagementCoinflow managesYou manage
Gas FeesCoinflow paysYou pay
FundingUSDC or wireUSDC only
Setup ComplexitySimpleModerate
ControlHosted solutionFull control
Best ForMost merchantsCrypto-native merchants

Need help deciding? Contact sales@coinflowlabs.app