Credit Purchase Integration: USDC Settled Directly to BYO Wallet (Solana)

Setup

Checkout Link Implementation

1. Share payer events with Coinflow
   Sharing major events that a payer makes throughout their lifecycle on your website prior to them making a purchase will allow us to collect more information about them and improve your approval rates.

   SignUpEvent

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/events \
   3
        --header 'Authorization: YOUR_API_KEY' \
   4
        --header 'content-type: application/json' \
   5
        --data '
   6
   {
   7
     "eventType": "SignUp",
   8
     "customerId": "user-123-abc",
   9
     "country": "US",
   10
     "username": "therock72",
   11
     "email": "dwaynejohnson@gmail.com",
   12
     "firstName": "Dwayne",
   13
     "lastName": "Johnson"
   14
   }
   15
   '

   SignInEvent

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/events \
   3
        --header 'Authorization: YOU_API_KEY' \
   4
        --header 'content-type: application/json' \
   5
        --data '
   6
   {
   7
     "eventType": "SignIn",
   8
     "customerId": "user-123-abc",
   9
     "country": "US",
   10
     "email": "dwaynejohnson@gmail.com"
   11
   }
   12
   '

   SignInFailureEvent

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/events \
   3
        --header 'Authorization: YOUR_API_KEY' \
   4
        --header 'content-type: application/json' \
   5
        --data '
   6
   {
   7
     "eventType": "SignInFailure",
   8
     "customerId": "user-123-abc",
   9
     "country": "US",
   10
     "email": "dwaynejohnson@gmail.com",
   11
     "failureReason": "Password Failed"
   12
   }
   13
   '

   BuyerChallengeEvent

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/events \
   3
        --header 'Authorization: YOUR_API_KEY' \
   4
        --header 'content-type: application/json' \
   5
        --data '
   6
   {
   7
     "eventType": "BuyerChallenge",
   8
     "type": "thirdPartyKyc",
   9
     "status": "successfullyFulfilled",
   10
     "customerId": "user-123-abc",
   11
     "country": "US",
   12
     "email": "dwaynejohnson@gmail.com"
   13
   }
   14
   '

2. Get a checkout link
   This endpoint will generate a link which you can embed in an iframe or redirect users directly to.

   Request

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/checkout/link \
   3
   		--header 'Authorization: YOUR_API_KEY' \
   4
        --header 'accept: application/json' \
   5
        --header 'content-type: application/json' \
   6
        --header 'x-coinflow-auth-blockchain: solana' \
   7
        --header 'x-coinflow-auth-wallet: 9rpv2W6qyShwcwTgZXpiFuC5kFGYpzhYugmpKK5Ls4Kt' \
   8
        --data '
   9
   {
   10
     "webhookInfo": {
   11
       "example": "{\"depositId\": \"123-abc-456\"}"
   12
     }, // Add any webhook info you want to receive here
   13
     "subtotal": {
   14
       "currency": "USD",
   15
       "cents": 100
   16
     },
   17
     "settlementType": "Credits",
   18
     "email": "user@gmail.com", // the purchasers email address
   19
     "blockchain": "solana",
   20
     "chargebackProtectionData": [
   21
       {
   22
         "productType": "", // Get this value from Coinflow after completing chargeback protection questionnaire
   23
         "rawProductData": {
   24
           "example": "{\"description\": \"something about the purchase\"}"
   25
         }, // Pass as much descriptive data detailing the purchase.
   26
         "productName": "Product Name",
   27
         "quantity": 1
   28
       }
   29
     ],
   30
     "deviceId": "123456789", // Get this from: /guides/checkout/payment-security-risk-management/fraud-protection/implement-chargeback-protection#how-to-add-chargeback-protection
   31
     "supportEmail": "support@mycompany.com"
   32
    	}
   33
   '

   Response

   1
   {"link":"https://sandbox.coinflow.cash/solana/purchase-v2/testtest?sessionKey=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJ3YWxsZXQiOiI5cnB2Mlc2cXlTaHdjd1RnWlhwaUZ1QzVrRkdZcHpoWXVnbXBLSzVMczRLdCIsImJsb2NrY2hhaW4iOiJzb2xhbmEiLCJtZXJjaGFudElkIjoidGVzdHRlc3QiLCJpYXQiOjE3Mzc2NzE5MDQsImV4cCI6MTczNzc1ODMwNH0.zpCD3yH6eeEQHfDHzj2lLeD4-irLz61bgcwcp0gTi_Y&cents=100&currency=USD&customerInfo=N4IgdghgtgpiBcIAiB3CBPMMAEApA9gBZgDO%2BYIANCAG4wBOAlgGaMDGEALo%2BQJIAmCECU5MADjAC0dJqw7dykxv0kBGAEwBmACwBWKiH6MSYgDYYActDiJOhBvjYBrAOzqDEfv3owSJIQAcutgAotgA6hDODAZsjJzoQgDChOwQAOb4BiJcNiC8ADIGAF6MYkIAbAAM1aqx%2BACuYKKJiACqAMoGZUIamgB0fYNaw5oG5pxC2qr9AQEuAeNg6YEu-RXqutogAL5AA&email=user%40gmail.com&jwtToken=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJkYXRhIjoi456C4oKW26LXguCngOaMgeGgleiEg-OAh8iO7IGm0IXjj4DYvOeCqO6XkNOG6ZGy5IC246Oh4pCA5qGE4oC70ILngInugIHsgIvqhJpEyJroupPQgualse2HpOyegOCspkzko6Hih4Dhhp_mtaLokLTqi47ohLbomInuvqXmoZ3hjKTuobPimpjmmqHokofriJDqiKHjgpHjiavmoarWhOKHguGEoe6ImOqDkOKCouGDoeOKpeKGkuGnoeyCouaDouqXg-ShqeKImOatieKJlOmEouaImuqjk-aulO2DouOksuGlu-qoklx1ZGE2MOqGuOaqqeKDkumQoOmOoOakqOatqeuLteODkeOJo-Smq-OJhOGFuuGOmuWZo-qhqO2Okdeg66ib7Zmq76iZ4aK77pSh4oGG5oKQ5rOg5qGp6YKi676j6ZKi4aKR4qmp7ISz6L2I7oqH4qaY5K-h5IyK7qOw7Yif4KyD4qGi4aKU5KCv5Ii96LeA5pGh7JSW6JGp45KX6r6C7YSg5YmV55CK4Yii7IWL6oO07pCw6q2HzYHimrTko4fioazlvYfkmIftlbzjoanjmofcgeyCkO6DpOO2k-GzhOybkei2jOC1iuSIg-SegeSMqe6YpOGote2el-6couOCkOGouOC0ieaTgeaOoeuEg-SCjeGFpueWsuGGvOqNseiIkO6pi-aNqO-UseamluWLmuGHheOGteW5t-KAr-C4quGQoumHmuSwo-WPruiCl-2JieyVuei0vuGGo-Cki-OApOyduuiEjOmJo-SnheGnp-u5kuKKh-2eqeyYm-a0oeGMgemLi-e0sO-pg-KiqeS2p-eio-CzmuWFrumSluSEr-SOpu-hgeW4ku2Ml-Ojq8WX4pmn5IKA7J6N5LGI55Wt4rmB5YmA7YOh7qyK76uC7YGY5Imk56Gu45Gl56-e7ria7IqE76mG4YKV5IKm7Y-15oej5pGY6Liq67GG6Y-m446k4KSE5KiV4L2I5rCy7r2p4by74KOx6ri05JC85ouj5KCp4KSH7Yma66qP4pWT5omR6LiF5aKw5KSJ4pCy5aGh4YuJ6aOE76iR3ILmgIbiu4_jiozkirHoiYDlgo7hraPmh6DhhIPusLPkoaPjga7qgornqJrgsLHvqZXisq7ro6DqlqXik7Dmm6fio4DsgYpcdWQ4YWXqp4flo7noqo3nj6rupqfhhqLho6vokpXjroHvnLjivpjho7Lrpovui7TqvL_ogaLloYjqi43qhKjstJfsjovti7PojITpr6jhmL0w6YOa45qH5IiK7La46q2E7qmjyIDljJTriZfor6LRruG2nuGkpOGQtu68huGru-Cyn-Snuuy8suChg-ipsuqYi-uEsOOYheiHo-qDs-qshumlpOKEsuS-ouqAguqOqOiDjuegleSNg-GQkuOOiO2FoOCsm-ifkO6roeq7i-iGlFx1ZGUzZOmzs--psMOA666Y5paL4KKB4LuR5IiE7Iiu4YqE6p2J47C04oSM5Yia4aC35JqD6Km64bOP7ZOi6ryG5JG47ZG05oiC6Imo5KGGXHVkY2Mw5YKM46Gj7Ka15pSO6K2k66Ko4LeB74eK4paz5oKQ5KmF55OG6YeQ47ik4ZOR44u-4Yiu2LrgvpvlvoHqkYTnsYLsipbssLfkmYPnsKrrpI3miKDskIDqqZnosovrvKfrh7zvsrzuroLhs4bjtobgspDptp7kgZDrgrrpk6TohqTosLronZDvlZDmqZXlrbLjqJTitbfho7TjiIbkh6DQnMiAwr7kgIAiLCJtZXJjaGFudElkIjoidGVzdHRlc3QiLCJpZGVtcG90ZW5jeUtleSI6IklLYmNhNjg5OWUtNTY0NS00MTQ2LWIyMzUtNDdiMjNmMjlkY2QzIiwic3VidG90YWwiOnsiY3VycmVuY3kiOiJVU0QiLCJjZW50cyI6MTAwfSwiaWF0IjoxNzM3NjcxOTA0LCJleHAiOjE3Mzc3NTgzMDR9.GP4zCoLBpw8hKiLrU-0WZtxMh_6GPJYvICUjsw-QQjw"}

3. Submit a purchase through the provided link and go to the merchant dashboard to see the purchase record.

   📘 At this point, the purchase for credits is complete, and the payer has credits in their wallet.

   After the user has credits, they can use their credits for use at anytime.

4. Create a redeem transaction .

   Request

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/redeem \
   3
        --header 'accept: application/json' \
   4
        --header 'content-type: application/json' \
   5
        --header 'x-coinflow-auth-blockchain: solana' \
   6
        --header 'x-coinflow-auth-wallet: 9rpv2W6qyShwcwTgZXpiFuC5kFGYpzhYugmpKK5Ls4Kt' \
   7
        --data '
   8
   {
   9
     "subtotal": {
   10
       "cents": 500
   11
     },
   12
     "merchantId": "YOUR_MERCHANT_ID",
   13
   	"transaction": "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"
   14
   }
   15
   '

   Response

   1
   {
   2
     "transaction": "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"
   3
   }

5. Have the user wallet sign and send the transaction. Below is an example of how you can sign it. You may use Coinflow’s endpoint to then send the transaction to the solana blockchain.

   Sign Transaction

   1
   const { Connection, Keypair, VersionedTransaction } = require('@solana/web3.js');
   2
   const bs58 = require('bs58');
   3
   4
   const connection = new Connection('https://api.devnet.solana.com', 'confirmed');
   5
   const privateKeyString = 'YOUR_BASE58_PRIVATE_KEY';
   6
   const privateKey = bs58.decode(privateKeyString);
   7
   const keypair = Keypair.fromSecretKey(privateKey);
   8
   const base58Transaction = 'REPLACE_WITH_REDEEM_TX'; //replace with tx returned from step 3
   9
   10
   // return a signed tx
   11
   async function signTransaction() {
   12
     try {
   13
       const decodedTransactionBytes = bs58.decode(base58Transaction);
   14
       const versionedTransaction = VersionedTransaction.deserialize(decodedTransactionBytes);
   15
       versionedTransaction.sign([keypair]); // wallet signs tx
   16
       const serializedTransaction = versionedTransaction.serialize();
   17
       const base58SignedTransaction = bs58.encode(serializedTransaction); // encode signed tx to base58
   18
   19
       console.log(signed tx:', signedTransaction);
   20
       return base58SignedTransaction; // This is what youll send to the blockchain
   21
   22
     } catch (err) {
   23
       console.error('Error signing the transaction:', err);
   24
     }
   25
   }

   Send Transaction

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/utils/send-coinflow-tx \
   3
        --header 'accept: application/json' \
   4
        --header 'content-type: application/json' \
   5
        --data '
   6
   {
   7
     "merchantId": "testtest",
   8
     "signedTransaction": "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"
   9
   }
   10
   '

React SDK Implementation

1. Share payer events with Coinflow
   Sharing major events that a payer makes throughout their lifecycle on your website prior to them making a purchase will allow us to collect more information about them and improve your approval rates.
   SignUpEvent

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/events \
   3
        --header 'Authorization: YOUR_API_KEY' \
   4
        --header 'content-type: application/json' \
   5
        --data '
   6
   {
   7
     "eventType": "SignUp",
   8
     "customerId": "user-123-abc",
   9
     "country": "US",
   10
     "username": "therock72",
   11
     "email": "dwaynejohnson@gmail.com",
   12
     "firstName": "Dwayne",
   13
     "lastName": "Johnson"
   14
   }
   15
   '

   SignInEvent

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/events \
   3
        --header 'Authorization: YOU_API_KEY' \
   4
        --header 'content-type: application/json' \
   5
        --data '
   6
   {
   7
     "eventType": "SignIn",
   8
     "customerId": "user-123-abc",
   9
     "country": "US",
   10
     "email": "dwaynejohnson@gmail.com"
   11
   }
   12
   '

   SignInFailureEvent

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/events \
   3
        --header 'Authorization: YOUR_API_KEY' \
   4
        --header 'content-type: application/json' \
   5
        --data '
   6
   {
   7
     "eventType": "SignInFailure",
   8
     "customerId": "user-123-abc",
   9
     "country": "US",
   10
     "email": "dwaynejohnson@gmail.com",
   11
     "failureReason": "Password Failed"
   12
   }
   13
   '

   BuyerChallengeEvent

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/events \
   3
        --header 'Authorization: YOUR_API_KEY' \
   4
        --header 'content-type: application/json' \
   5
        --data '
   6
   {
   7
     "eventType": "BuyerChallenge",
   8
     "type": "thirdPartyKyc",
   9
     "status": "successfullyFulfilled",
   10
     "customerId": "user-123-abc",
   11
     "country": "US",
   12
     "email": "dwaynejohnson@gmail.com"
   13
   }
   14
   '

2. Install Coinflow package

   npm i @coinflowlabs/react-native
3. Below is an example of how to implement the CoinflowPurchase modal so a user can purchase credits with their payment method.

1
<CoinflowPurchase
2
      wallet={{
3
        publicKey: new PublicKey('USER_PUBLIC_KEY'),
4
        signMessage: (message: UInt8Array) => Promise,
5
        sendTransaction: (transaction: Transaction | VersionedTransaction) => Promise
6
      }}
7
      connection={connection} // solana rpc connection
8
      blockchain={'solana'}
9
      merchantId={'testtest'} // Replace with your merchant id
10
      env={'sandbox || prod'}
11
      onSuccess={(...args) => {
12
        console.log('Purchase Success', args); // Provide your own function after payment success
13
      }}
14
      subtotal={{currency: Currency.USD,
15
                    cents: 100}} // purchase amount in USD
16
      webhookInfo={{
17
        productId: '123abc',
18
        item: 'sword',
19
      }} // Pass additional webhook info youd like to receive
20
      email="user@test.com" // payer's email address
21
      chargebackProtectionData={[
22
        {
23
          productName: "Product Name",
24
          productType: "gameOfSkill", // Get this value from Coinflow after filling out chargeback questionnaire
25
          quantity: 1,
26
          rawProductData: {
27
            productID: "sword12345",
28
            productDescription: "A legendary sword with magical powers.",
29
            productCategory: "Weapon",
30
            weight: "15 lbs",
31
            dimensions: "40 in x 5 in",
32
            origin: "Ancient Kingdom",
33
            craftedBy: "Master Blacksmith",
34
            craftingDate: "2024-06-19",
35
          }, // Customize with as much info you have on the purchase
36
        },
37
      ]}
38
      settlementType={SettlementType.Credits}
39
    />

3. Then, when the customer wants to redeem their credits, you can implement the CoinflowPurchase like below:

   1
   <CoinflowPurchase
   2
         wallet={{
   3
           publicKey: new PublicKey('USER_PUBLIC_KEY'),
   4
           signMessage: (message: UInt8Array) => Promise,
   5
           sendTransaction: (transaction: Transaction | VersionedTransaction) => Promise
   6
         }}
   7
         connection={connection} // solana rpc connection
   8
         blockchain={'solana'}
   9
         merchantId={'testtest'} // Replace with your merchant id
   10
         env={'sandbox || prod'}
   11
         onSuccess={(...args) => {
   12
           console.log('Purchase Success', args); // Provide your own function after payment success
   13
         }}
   14
         subtotal={{currency: Currency.USD,
   15
                       cents: 100}} // purchase amount in USD
   16
         webhookInfo={{
   17
           productId: '123abc',
   18
           item: 'sword',
   19
         }} // Pass additional webhook info youd like to receive
   20
         email="user@test.com" // payer's email address
   21
         chargebackProtectionData={[
   22
           {
   23
             productName: "Product Name",
   24
             productType: "gameOfSkill", // Get this value from Coinflow after filling out chargeback questionnaire
   25
             quantity: 1,
   26
             rawProductData: {
   27
               productID: "sword12345",
   28
               productDescription: "A legendary sword with magical powers.",
   29
               productCategory: "Weapon",
   30
               weight: "15 lbs",
   31
               dimensions: "40 in x 5 in",
   32
               origin: "Ancient Kingdom",
   33
               craftedBy: "Master Blacksmith",
   34
               craftingDate: "2024-06-19",
   35
             }, // Customize with as much info you have on the purchase
   36
           },
   37
         ]}
   38
         settlementType={SettlementType.Credits}
   39
   			transaction={tx} // This should be a base58 encoded tx created by the merchant.
   40
         // Only pass a transaction when a customer wants to REDEEM their credits, after purchasing. DO NOT pass the tx when a customer is purchasing credits.
   41
       />
4. Add Chargeback protection on EVERY PAGE of your app
   • Note: This is required!

API Implementation

1. Share payer events with Coinflow
   Sharing major events that a payer makes throughout their lifecycle on your website prior to them making a purchase will allow us to collect more information about them and improve your approval rates.

   SignUpEvent

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/events \
   3
        --header 'Authorization: YOUR_API_KEY' \
   4
        --header 'content-type: application/json' \
   5
        --data '
   6
   {
   7
     "eventType": "SignUp",
   8
     "customerId": "user-123-abc",
   9
     "country": "US",
   10
     "username": "therock72",
   11
     "email": "dwaynejohnson@gmail.com",
   12
     "firstName": "Dwayne",
   13
     "lastName": "Johnson"
   14
   }
   15
   '

   SignInEvent

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/events \
   3
        --header 'Authorization: YOU_API_KEY' \
   4
        --header 'content-type: application/json' \
   5
        --data '
   6
   {
   7
     "eventType": "SignIn",
   8
     "customerId": "user-123-abc",
   9
     "country": "US",
   10
     "email": "dwaynejohnson@gmail.com"
   11
   }
   12
   '

   SignInFailureEvent

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/events \
   3
        --header 'Authorization: YOUR_API_KEY' \
   4
        --header 'content-type: application/json' \
   5
        --data '
   6
   {
   7
     "eventType": "SignInFailure",
   8
     "customerId": "user-123-abc",
   9
     "country": "US",
   10
     "email": "dwaynejohnson@gmail.com",
   11
     "failureReason": "Password Failed"
   12
   }
   13
   '

   BuyerChallengeEvent

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/events \
   3
        --header 'Authorization: YOUR_API_KEY' \
   4
        --header 'content-type: application/json' \
   5
        --data '
   6
   {
   7
     "eventType": "BuyerChallenge",
   8
     "type": "thirdPartyKyc",
   9
     "status": "successfullyFulfilled",
   10
     "customerId": "user-123-abc",
   11
     "country": "US",
   12
     "email": "dwaynejohnson@gmail.com"
   13
   }
   14
   '

2. Generate an API Key from Merchant Dashboard > API Keys > Create.

3. Get a Session Key
   This creates a JWT for the payer and must be refreshed every 24 hours.

   Request

   1
   curl --request GET \
   2
        --url https://api-sandbox.coinflow.cash/api/auth/session-key \
   3
        --header 'Authorization: YOUR_API_KEY' \
   4
        --header 'accept: application/json' \
   5
        --header 'x-coinflow-auth-blockchain: solana' \
   6
        --header 'x-coinflow-auth-wallet: 9rpv2W6qyShwcwTgZXpiFuC5kFGYpzhYugmpKK5Ls4Kt'

   Response

   1
   {
   2
     "key": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJ3YWxsZXQiOiI5cnB2Mlc2cXlTaHdjd1RnWlhwaUZ1QzVrRkdZcHpoWXVnbXBLSzVMczRLdCIsImJsb2NrY2hhaW4iOiJzb2xhbmEiLCJtZXJjaGFudElkIjoidGVzdHRlc3QiLCJpYXQiOjE3Mzc2NzA5MDgsImV4cCI6MTczNzc1NzMwOH0.muaqSAPV2jrezdUI4GGeP2srlRzb1ZvWcv9yAAZ6zpY"
   3
   }

   Note: Session keys are valid for 24 hours and must be refreshed upon expiration.

4. Get the Totals for the checkout
   This will return the total price inclusive of all fees for the purchase.

1
curl --location 'https://api-sandbox.coinflow.cash/api/checkout/totals/YOUR_MERCHANT_ID' \
2
--header 'accept: application/json' \
3
--header 'content-type: application/json' \
4
--header 'x-coinflow-auth-session-key: eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJ3YWxsZXQiOiI5cnB2Mlc2cXlTaHdjd1RnWlhwaUZ1QzVrRkdZcHpoWXVnbXBLSzVMczRLdCIsImJsb2NrY2hhaW4iOiJzb2xhbmEiLCJtZXJjaGFudElkIjoidGVzdHRlc3QiLCJpYXQiOjE3Mzc2NzA5MDgsImV4cCI6MTczNzc1NzMwOH0.muaqSAPV2jrezdUI4GGeP2srlRzb1ZvWcv9yAAZ6zpY' \
5
--data '
6
{
7
  "subtotal": {
8
    "cents": 200
9
  }
10
}
11
'

1
//Response
2
{
3
    "card": {
4
        "subtotal": {
5
            "cents": 200
6
        },
7
        "creditCardFees": {
8
            "cents": 0
9
        },
10
        "chargebackProtectionFees": {
11
            "cents": 0
12
        },
13
        "gasFees": {
14
            "cents": 0
15
        },
16
        "total": {
17
            "cents": 200
18
        },
19
        "merchantPaidCreditCardFees": {
20
            "cents": 36
21
        },
22
        "merchantPaidGasFees": {
23
            "cents": 0
24
        },
25
        "merchantPaidChargebackProtectionFees": {
26
            "cents": 0
27
        }
28
    },
29
    "ach": {
30
        "subtotal": {
31
            "cents": 200
32
        },
33
        "creditCardFees": {
34
            "cents": 0
35
        },
36
        "chargebackProtectionFees": {
37
            "cents": 0
38
        },
39
        "gasFees": {
40
            "cents": 0
41
        },
42
        "total": {
43
            "cents": 200
44
        },
45
        "merchantPaidCreditCardFees": {
46
            "cents": 100
47
        },
48
        "merchantPaidGasFees": {
49
            "cents": 0
50
        },
51
        "merchantPaidChargebackProtectionFees": {
52
            "cents": 0
53
        }
54
    }
55
}

4. Tokenize the Credit Card Number. See tab: Tokenize New Card
5. Enable a New Card Checkout
   This endpoint will enable a new user who has never made a purchase to complete their purchase using the tokenized credit card retrieved from Step 4. Below is an example of how you’d call the card checkout endpoint:

1
curl --location 'https://api-sandbox.coinflow.cash/api/checkout/card/testtest' \
2
--header 'accept: application/json' \
3
--header 'content-type: application/json' \
4
--header 'x-coinflow-auth-session-key: eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJ3YWxsZXQiOiI5cnB2Mlc2cXlTaHdjd1RnWlhwaUZ1QzVrRkdZcHpoWXVnbXBLSzVMczRLdCIsImJsb2NrY2hhaW4iOiJzb2xhbmEiLCJtZXJjaGFudElkIjoidGVzdHRlc3QiLCJpYXQiOjE3Mzc2NzA5MDgsImV4cCI6MTczNzc1NzMwOH0.muaqSAPV2jrezdUI4GGeP2srlRzb1ZvWcv9yAAZ6zpY' \
5
--data-raw '
6
{
7
  "subtotal": {
8
    "currency": "USD",
9
    "cents": 100
10
  },
11
  "webhookInfo": {
12
    "example": "{\"description\": \"whatever webhooks info you want to receive\"}"
13
  }, // pass whatever webhook info you want to receive
14
	"card": {
15
    "expYear": "29",
16
    "expMonth": "10",
17
    "email": "dwayne@therock.com",
18
    "firstName": "dwayne",
19
    "lastName": "johnson",
20
    "address1": "123 Rock Road",
21
    "city": "Chicago",
22
    "zip": "60606",
23
    "state": "IL",
24
    "country": "US",
25
    "cardToken": "230377JSUM3F0275" // Get this from: /recipes/recipes/pci-compliant-card-tokenization
26
  },
27
  "settlementType": "Credits",
28
  "authentication3DS": {
29
    "colorDepth": 30,
30
    "screenHeight": 1000,
31
    "screenWidth": 2000,
32
    "timeZone": 5
33
  }, // Get this from: /recipes/complete-checkout-with-3ds-challenge
34
  "chargebackProtectionData": [
35
    {
36
      "productType": "inGameProduct", // Get this after completing chargeback protection questionnaire
37
      "rawProductData": {
38
        "example": "{\"description\": \"pass data about the purchase\"}"
39
      },
40
      "productName": "Product Name",
41
      "quantity": 1
42
    }
43
  ]
44
}
45
'

1
{"paymentId":"bdc22a87-fb72-4f9d-a445-f26c04c8376c"}

5. Re-tokenize a saved card number. See tab: Refresh Token w/ CVV
6. Enable a Saved Card Checkout
   This endpoint will enable a returning user to complete a purchase with a previously saved card. The returning user will need to enter their CVV before confirming the purchase.
   Once you’ve retrieved the refreshed card token, pass it into the Saved Card Checkout endpoint. Below is an example request:

1
curl --location 'https://api-sandbox.coinflow.cash/api/checkout/token/testtest' \
2
--header 'accept: application/json' \
3
--header 'content-type: application/json' \
4
--header 'x-coinflow-auth-session-key: eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJ3YWxsZXQiOiI5cnB2Mlc2cXlTaHdjd1RnWlhwaUZ1QzVrRkdZcHpoWXVnbXBLSzVMczRLdCIsImJsb2NrY2hhaW4iOiJzb2xhbmEiLCJtZXJjaGFudElkIjoidGVzdHRlc3QiLCJpYXQiOjE3Mzc2NzA5MDgsImV4cCI6MTczNzc1NzMwOH0.muaqSAPV2jrezdUI4GGeP2srlRzb1ZvWcv9yAAZ6zpY' \
5
--header 'x-device-id: 123456789' \
6
--data '
7
{
8
  "settlementType": "Credits",
9
  "subtotal": {
10
    "currency": "USD",
11
    "cents": 100
12
  },
13
  "webhookInfo": {
14
    "example": "{\"description\": \"whatever webhooks info you want to receive\"}"
15
  },
16
  "authentication3DS": {
17
    "colorDepth": 30,
18
    "screenHeight": 1000,
19
    "screenWidth": 2000,
20
    "timeZone": 5
21
  },
22
  "chargebackProtectionData": [
23
    {
24
      "productType": "gameOfSkill",
25
      "rawProductData": {
26
        "example": "{\"description\": \"pass data about the purchase\"}"
27
      },
28
      "productName": "Product Name",
29
      "quantity": 1
30
    }
31
  ],
32
  "token": "230377JSUM3F0275"
33
}
34
'

1
{"paymentId":"e416a462-33a3-4e80-ab8d-ffa2de666a2b"}

7. Create a redeem transaction

1
curl --request POST \
2
     --url https://api-sandbox.coinflow.cash/api/redeem \
3
     --header 'accept: application/json' \
4
     --header 'content-type: application/json' \
5
     --header 'x-coinflow-auth-blockchain: solana' \
6
     --header 'x-coinflow-auth-wallet: 9rpv2W6qyShwcwTgZXpiFuC5kFGYpzhYugmpKK5Ls4Kt' \
7
     --data '
8
{
9
  "subtotal": {
10
    "cents": 500
11
  },
12
  "merchantId": "YOUR_MERCHANT_ID",
13
	"transaction": "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"
14
}
15
'

1
{
2
  "transaction": "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"
3
}

6. Have the user wallet sign and send the transaction. Below is an example of how you can sign it. You may use Coinflow’s endpoint to then send the transaction to the solana blockchain.

   Sign Transaction

   1
   const { Connection, Keypair, VersionedTransaction } = require('@solana/web3.js');
   2
   const bs58 = require('bs58');
   3
   4
   const connection = new Connection('https://api.devnet.solana.com', 'confirmed');
   5
   const privateKeyString = 'YOUR_BASE58_PRIVATE_KEY';
   6
   const privateKey = bs58.decode(privateKeyString);
   7
   const keypair = Keypair.fromSecretKey(privateKey);
   8
   const base58Transaction = 'REPLACE_WITH_REDEEM_TX'; //replace with tx returned from step 3
   9
   10
   // return a signed tz
   11
   async function signTransaction() {
   12
     try {
   13
       const decodedTransactionBytes = bs58.decode(base58Transaction);
   14
       const versionedTransaction = VersionedTransaction.deserialize(decodedTransactionBytes);
   15
       versionedTransaction.sign([keypair]); // wallet signs tx
   16
       const serializedTransaction = versionedTransaction.serialize();
   17
       const base58SignedTransaction = bs58.encode(serializedTransaction); // encode signed tx to base58
   18
   19
       console.log(signed tx:', signedTransaction);
   20
       return base58SignedTransaction; // This is what youll send to the blockchain
   21
   22
     } catch (err) {
   23
       console.error('Error signing the transaction:', err);
   24
     }
   25
   }

   Send Transaction

   1
   curl --request POST \
   2
        --url https://api-sandbox.coinflow.cash/api/utils/send-coinflow-tx \
   3
        --header 'accept: application/json' \
   4
        --header 'content-type: application/json' \
   5
        --data '
   6
   {
   7
     "merchantId": "testtest",
   8
     "signedTransaction": "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"
   9
   }
   10
   '

7. Add Chargeback protection on EVERY PAGE of your app

   • Note: This is required!