Supported Payout Methods
Overview
Coinflow supports multiple payout methods across 40+ countries, from instant 24/7 transfers to standard next-day options. The right payout method depends on your users’ location, their preferred speed-to-cost trade-off, and what accounts they can link (bank accounts vs debit cards).
Payout Method Comparison
Available in seconds, 24/7/365
- RTP (US) - ~80% of US banks
- Push to Card (Global) - Visa/Mastercard debit
- SEPA Instant (EU) - Euro accounts
- UK Faster Payments (UK) - GBP accounts
- PIX (Brazil) - Brazilian accounts
- Venmo (US) - Venmo accounts
- Apple Pay (US) - Push to card via Apple Pay
Best for: User satisfaction, gaming withdrawals, gig economy
Arrive within 24 business hours
- Same Day ACH (US) - 100% of US banks
- EFT Same Day (Canada) - Canadian accounts
Best for: Balance between speed and cost, mainstream users
Arrive within 2-3 business days
- Standard ACH (US) - 100% of US banks
- SEPA Standard (EU) - Euro accounts
- EFT Standard (Canada) - Canadian accounts
- Wire Transfers (US) - Large amounts
Best for: Cost-sensitive users, larger payouts, non-urgent funds
Automatic Method Selection
Coinflow automatically determines which payout methods are available based on the user’s verification country and linked payment destinations. Users see only the options they’re eligible for during the payout flow.
By Region
United States (USD)
- Speed: Instant (24/7/365)
- Coverage: ~80% of US depository accounts
- Best for: Instant gratification, competitive advantage
- Speed: Instant (24/7/365)
- Coverage: Eligible Visa/Mastercard debit cards
- Best for: Users without RTP-enabled banks
- Speed: Instant (24/7/365)
- Coverage: Any Venmo account
- Best for: Millennial/Gen Z users
- Speed: Instant (24/7/365)
- Coverage: Apple Pay users with eligible cards
- Best for: iOS users, seamless mobile experience
- Speed: Within 24 business hours
- Coverage: 100% of US bank accounts
- Best for: Broader bank coverage than RTP
- Speed: 2-3 business days
- Coverage: 100% of US bank accounts
- Best for: Cost-sensitive users, larger amounts
- Speed: Same day to next day
- Coverage: All US banks
- Best for: Large payouts ($10,000+)
European Union (EUR)
Instant payouts to Euro-denominated IBAN accounts across 36 European countries.
- Speed: Instant (24/7/365)
- Coverage: All SEPA Instant-enabled banks
- Best for: Competitive user experience
Standard payouts to Euro-denominated IBAN accounts.
- Speed: 1-2 business days
- Coverage: All Euro IBAN accounts
- Best for: Cost-sensitive users
United Kingdom (GBP)
Brazil (BRL)
Canada (CAD)
Global Coverage
Choosing the Right Payout Method
Let Users Choose
Coinflow’s UI automatically presents all available methods for each user. Consider letting users choose their preferred speed-to-cost trade-off rather than forcing a single method.
Implementation
To support specific payout methods, configure the speed parameter when initiating payouts:
See individual method pages for detailed implementation requirements and eligibility.
