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GuidesRecipesAPI Reference
  • Getting Started
    • Getting Started with Checkout
    • ACH Checkout
    • Card Checkout with Credits
    • Card Checkout
    • Direct USDC Settlement
    • Fiat/Crypto Pay-ins
    • Secure Marketplace Checkout
    • EVM Checkout
    • How to Enable Checkout with Credit Cards
    • Quick Start Marketplace Implementation
    • Payouts
    • Common FAQs
  • Checkout
    • Settlement Locations
    • Checkout Webhooks
  • Payouts
    • Payout Overview
    • What is a Payout
      • Available Countries
      • Supported Countries & Currencies
        • Overview
        • Apple Pay Push to Card
        • Push to Card
        • Same-Day ACH
        • Standard ACH
        • RTP (Real-Time Payments)
        • SEPA
        • UK Faster Payment
        • Wire Transfers
        • Interac/EFT (Canada)
        • PayPal
        • Venmo
        • Gasless EVM USDC
        • Crypto Deposit Withdraw
        • How to Add Support for Interac Payout
  • Subscriptions
    • Subscriptions Overview
  • Marketplaces
    • Marketplace Overview
    • How Marketplaces Work
    • How to Withdraw USDC
    • Countries Eligible for USDC Withdraw
    • Marketplaces Webhooks
    • Marketplaces Implementation
  • Developer Resources
    • Custom Branding
    • Checkout Implementation
    • Webhooks
  • Merchant Dashboard
    • Login & Account Access
    • Users and Roles
    • Rate Limits
    • Developer Contact
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On this page
  • Real-Time Payments (RTP)
  • Implementation
  • Requirements
  • Settlement Time
PayoutsPayout MethodsSupported Payout Methods

RTP (Real-Time Payments)

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SEPA (Europe)

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Real-Time Payments (RTP)

RTP is an electronic payment rail operated by The Clearing House that allows funds to be transferred almost instantly between bank accounts.

Implementation

When initiating a payout, pass speed = "asap" to use RTP.

Requirements

  • User must be verified with US KYC
  • User must have a linked US bank account
  • Bank must support RTP (approximately 80% of US depository accounts)

See US Banks eligible for RTP

Settlement Time

Instant - Available 24/7/365