RTP (Real-Time Payments)

Real-Time Payments (RTP)

RTP is an electronic payment rail operated by The Clearing House that allows funds to be transferred almost instantly between bank accounts.

Implementation

When initiating a payout, pass speed = "asap" to use RTP.

Requirements

  • User must be verified with US KYC
  • User must have a linked US bank account
  • Bank must support RTP (approximately 80% of US depository accounts)

See US Banks eligible for RTP

Settlement Time

Instant - Available 24/7/365