Testing
Learn how to test various outcomes while testing ACH payments.
ACH Payments
Coinflow provides a mock bank that can be used to fully test integration in our sandbox environment (no actual bank interaction occurs). The mock provider will accept any account numbers, routing numbers, names and addresses. The following amounts will trigger the defined results.
Test Amounts
Amount | Type | Result |
---|---|---|
11.11 | Total | Bank account setup will fail - the account/routing numbers are in the negative accounts table |
0.01 | Subtotal | Will not get picked up for batching - will stay pending |
1.11 | Subtotal | On system ACH update, will fail - the account/routing numbers are in the negative accounts table |
2.22 | Subtotal | On system ACH update, will be marked as returned - insufficient funds |
3.33 | Subtotal | On system ACH update, will be be marked as returned - invalid account number |
4.44 | Subtotal | On system ACH update, will first be marked as batched. After 3 days will be marked as settled. The next ACH update after that, will be marked as a chargeback - stop pay on item |
Any other | Subtotal | On system ACH update, will first be marked as batched. After 3 days will be marked as settled. |
Test Bank Account Numbers
Plaid
When connecting a bank account through plaid, you may use Plaid’s sandbox credentials as noted here.
Test Settling to a Bank Account
Merchants who are settling to a bank account can pass the below routing and account numbers on sandbox. Please ensure you change these values to reflect your actual bank settlement location on production.
Type | Number |
---|---|
Routing | 021000021 |
Account | 666622222 |
Updated 2 months ago